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Know How to Handle an Auto Accident Before It Happens (Fall 2007) << Back
No one wants to think about getting into an accident, but the odds are you'll find yourself involved in one at some point in your driving life. According to the National Highway Transportation Safety Administration, in 2005 there were an estimated 6.3 million reported motor vehicle crashes. In the event of an accident, it is important to know how to react to your circumstances.
Once you have recovered from the initial shock of the accident and have ensured that you are physically well, get out of the car by whatever means possible. Be sure to watch out for oncoming traffic. If your car is drivable proceed to a public location where you will be able to safely report the accident. It is a good idea to move your car, if possible, if it is in danger of being hit again.
If you have access to a phone, call 911. If you are calling from a standard phone the dispatcher will know your location automatically. If you are calling from a cell phone, in most cases you'll need to provide the dispatcher with your location.
Insurance companies recommend that you take the following steps after an accident:
- Obtain names, addresses, driver's license numbers and insurance information of the other drivers, and provide yours to them.
- Note the number of passengers in the other car(s) to prevent unscrupulous people from "adding" passengers after the accident.
- Record as much information as possible, including the make, model, and year of the cars involved. Be sure to note the time and location of the accident.
- Write a brief description of the accident for future reference.
- Talk to witnesses as soon as possible. If possible get their names and phone numbers for the police. The police will determine who is negligent.
- Never admit fault for the accident at the accident scene. Express concern about what happened, but never admit liability.
- When the police arrive, have your driver's license, registration and insurance card ready. Ask for a copy of the police report for your insurance company.
Contact AHTKY as soon as possible after the accident. In addition, if necessary, most of the companies we represent have a 24-hour number for reporting claims.
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AHTKY Insurance Agency, LLC
1451 W. Artesia Blvd, Suite A, Gardena, California 90248
CA License: 0C46036